About Us


We measure our success by your success

The global banking and fintech landscape is constantly evolving-driven by complexity, regulation, innovation, and changing customer expectations. To stay ahead, Financial Institutions need to make bold, strategic moves. That requires time, resources, and the right partners.

At TXN Alliance, we bring the expertise, agility, and commitment needed to help you navigate this dynamic environment. We constantly refine our methods and solutions to deliver measurable, sustainable outcomes for our clients and communities.

TXN Alliance Consultants: Practical Expertise. Real Results

Unlike traditional global MNCs, TXN Alliance Consultants operate at the intersection of strategy and execution. Our value lies not in lofty presentations—but in delivering tangible, bank-ready solutions. With 200+ years of collective experience spanning retail and wholesale banking, regulatory compliance, emerging technologies, product innovation, and operational transformation, we bring deep sector intelligence to every engagement.

Our solutions are pragmatic, cost-conscious, and built for real-world implementation—unlocking measurable returns on investment for forward-thinking financial institutions.

We offer end-to-end consulting services across all functional areas of banking.

Our strength lies in our:

 Deep domain experience across banking functions and digital platforms

 Single-source expertise in industry best practices

 Commitment to innovation, always staying ahead of emerging technologies

 Client-first mindset, demonstrated by our “Additional Mile” approach in every engagement

Our work is guided by a simple belief: we’re only as good as the good we do.

Leadership

At TXN Alliance, we bring a fresh perspective and infectious energy to every client engagement. Our culture is rooted in teamwork, trust, and openness to diverse viewpoints—empowering financial institutions to seize opportunities, build capabilities, and shape the future with confidence. Our consultants bring decades of deep domain expertise and an unwavering commitment to client success. We champion bold ideas, challenge conventions, and focus relentlessly on helping our clients achieve extraordinary outcomes.

Across all our teams and offices, you’ll find passionate, collaborative professionals who genuinely care—about the work, about each other, and most of all, about your success.

Our Leadership Team

J T Jeyaraajkrishnan

Director Consulting Practice – Corporate &Treasury Qualified Chartered Accountant, Cost Accountant  34+ years of experience in Corporate and Retail Banking
Expertise In :

 Trade Finance

 Cash and Liquidity Management

 Retail and Corporate Lending

 Treasury

 Digital Banking Design & Assessment

 Transformation and Re-engineering

 Customer Experience Management

Worked at
American Express, Oracle and Tata Consultancy Services

Jose Joseph

Director Consulting Practice – Strategy/Compliance MBA in Banking and Finance  30+ years of experience in Corporate and Retail Banking
Expertise In :

 Trade Finance

 Corporate Lending

 Retail Banking

 Compliance

 Cash Management

 Business Transformation and Change

 Digital Strategy

Worked at
HSBC, Oracle, Tata Consultancy Services and IBM

Venugopal V

Director Consulting Practice - Credit/Market Risk, Investment banking etc Financial Risk Management, Chartered Accountant  40+ years of experience in Banking
Expertise In :

 Capital Markets

 Treasury

 Enterprise Risk Management

 Trade Finance

 Training

Worked at
Andhra Bank, Bank Muscat